Subrogation Adjuster

COMPANY OVERVIEW:

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for an Subrogation Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

SCOPE:

The Subrogation Adjuster is responsible for identifying, investigating, and pursuing recovery opportunities from responsible third parties following property and casualty losses. This role involves analyzing claims, coordinating with legal teams, negotiating settlements, and maintaining detailed records of all recovery efforts. The adjuster works closely with internal and external stakeholders to ensure efficient subrogation processes, compliance with industry regulations, and maximization of recoveries for the company. This position offers a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Southeast region.

DUTIES:
 

• Conduct comprehensive investigations to identify potential subrogation opportunities, including reviewing claim files, police reports, repair estimates, and other pertinent documentation.

• Analyze claims to determine the viability of subrogation actions, assessing liability, damages, and the potential for recovery.

• Work closely with in-house counsel or external legal partners to pursue litigation when necessary, ensuring timely and efficient recovery processes.

• Engage in direct negotiations with responsible parties, their insurers, or legal representatives to recover funds for the company, aiming for favorable settlements.

• Maintain detailed and accurate records of all subrogation activities, including recovery efforts, correspondence, and settlement agreements. Prepare regular reports on recovery performance and potential subrogation opportunities.

• Ensure that all subrogation activities comply with company policies, industry regulations, and legal requirements.

• Liaise with internal claims adjusters, policyholders, and external parties to facilitate the subrogation process, providing updates and guidance as needed.

• Identify areas for improvement in the subrogation process and contribute to the development of best practices to enhance recovery efforts.

• Bachelor’s degree in Business, Law, Insurance, or a related field preferred. Experience is lieu of degree also considered. 
• Adjusters license required.
• Bilingual preferred 

• Minimum of 3-5 years of experience in subrogation, claims adjusting, or a related field within the property and casualty insurance industry.
• In-depth knowledge of insurance policies, subrogation principles, and legal concepts related to property and casualty claims.
• Strong analytical and investigative skills, with the ability to assess liability and recovery potential.
• Excellent negotiation and communication skills, both written and verbal.
• Proficiency in claims management software and Microsoft Office Suite.
• Ability to manage a high volume of cases with attention to detail and accuracy.
• Strong organizational skills, with the ability to prioritize and manage multiple tasks effectively.

BENEFITS:

• 401(k) Retirement Savings Plan with employer match.
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs.
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Voluntary Short Term and Long-Term Disability

Please note that the salary range listed is an estimate provided by the job board and might not align with accurate information. The actual salary for this position may vary based on experience and qualifications. Candidates are encouraged to discuss compensation during the interview process.

UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.